Hima

Know what's safe to spend, then tap to pay.

A student allowance app: it turns a weekly allowance and class schedule into a daily Safe-to-Spend number, answers budget questions with AI grounded in your own figures, and pays the campus canteen on the Stellar testnet through a Paiflow flow that auto-saves 10% of every purchase.

Try it in three steps

1. 1Sign up with any email and password. Accounts are demo-only.
2. 2Build your plan: allowance, school days and savings goals. Home shows your Safe-to-Spend number.
3. 3Tap to Pay: with no NFC in a browser, the app simulates tapping the student ID at Campus Canteen. Approve with the PIN 1234 and the receipt links to the transaction on stellar.expert.

TESTNET  Payments are real Stellar testnet transactions, so no real money moves. The public demo allows a few payments per visitor each day. If the app shows a connection banner at first, the free server is waking up; give it a minute.

How a payment works

The app prices ₱85 in XLM and shows the split (₱76.50 to the canteen, ₱8.50 to your savings). After the PIN, the server prepares the deposit through Paiflow, checks the envelope before signing, saves it before sending, and only shows Payment confirmed once the ledger has it. It then reads the transaction on Horizon to verify that both legs of the split were paid.

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